Isles of Scilly Travel Insurance 2024

Isles of Scilly Travel Insurance purchased after 1st January 2024, for travel up to 31st December 2025.


HOLIDAY INSURANCE

This policy is underwritten by ERGO Travel Insurance Services Ltd on behalf of Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: https://register.fca.org.uk

ERGO Travel Insurance Services Ltd (ETI) is registered in England and Wales, company number 11091555. Authorised and regulated by the FCA, register number 805870 and registered office: 10 Fenchurch Avenue, London, EC3M 5BN.

For more information on Towergate Travel, Ergo and Great Lakes Insurance, ITC Compliance Ltd and FCA please click here. 

Should you wish to take out this holiday insurance please include the appropriate premium when booking your holiday.


DEMANDS AND NEEDS

This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified sums insured.

IMPORTANT

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

Your residency, health conditions, changes in health and individual needs must be considered to confirm your suitability for this policy.  Please read the document below on the policy suitability and limitations.

Full details of the key benefits, conditions and exclusions will be included in the Policy Booklet, Table of Benefits and Insurance Product Information Document (IPID)  will be sent to you with your confirmation of booking. In any event you may ask for specimen copies of the policy wording before booking should you wish to examine this in advance. (documents can be found below)


GENERAL POLICY

Please see the link below for a summary of the details of the insurance cover provided which also includes 24-hour emergency service from Towergate Assistance.

The rates for the 2024 General cover are:

1-5 Days Adult £46.60  Child £23.30
6-9 Days Adult £49.30  Child £24.65
10-17 Days Adult £56.90  Child £28.45
18-23 Days Adult £67.70  Child £33.85
24-32 Days Adult £79.10    Child £39.55
33-38 Days Adult £90.50 Child £45.25
39-40 Days Adult £99.30 Child £49.65

 

Prices quoted are per adult & children/youths aged 12 and over. Children (aged 2-11) are half price under the general insurance policy and infants (under 2) are covered under the accompanying adult policy. Prices include IPT (Insurance Premium Tax).

 

 

Status Disclosure Document

View Status Disclosure Document

 


We also have another holiday insurance option which picks up your delayed travel risk on the outward journey only.

DELAY POLICY

Please see the link below for a summary of the details of the insurance cover provided which also includes 24-hour emergency service from Towergate Assistance.

The rates for the 2024 policies are:

Delay Single £12.00 both adult and child are the same
Delay Return £22.50 both adult and child are the same

Prices include IPT (Insurance Premium Tax) at current rate.

Delay policy documents 2024


COOLING OFF PERIOD

Please tell us immediately if your policy does not meet your requirements. If you cancel within 14-days of the receipt of your documentation and you have not started a trip or made or intend to make a claim, we will give you a full refund. Following this 14-days period, you continue to have the right to cancel your policy at any time by contacting us. If the notice of cancellation is received outside of the 14-days cooling-off period no premium will be refunded.


Not the right level of cover to meet your Travel Insurance needs?

If we can’t offer you the cover you want, or your premium is higher than you wanted because you have medical conditions, you may be able to get help by accessing the Money and Pensions Service travel directory here , or by calling 0800 138 7777.

(Open Monday to Friday, 8am to 6pm).


Isles of Scilly Steamship Company Limited t/a Isles of Scilly Travel is an appointed representatives of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to arrange general insurance contracts as an intermediary.

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